498 Chipstead Valley Road, Chipstead CR5 3BN: sold prices, EPC rating and value estimate
A mid-terrace house of 105 m² built 1930-1949, rated EPC C. It last sold for £485,000 in Jan 2024. The Resi IQ estimate today is £540,000, an automated estimate and not a valuation.
Last sold for £485,000 in 2024; our estimate today is £540,000, up 11% (4.0% a year), behind the 5.5% a year typical on Chipstead Valley Road, Chipstead.
- What we found
- Last sold £485,000 in Jan 2024, up 94% since 2012 (5.7% a year).
- Estimate today £540,000, higher than 94% of house sales on the street since 2019.
- 105 m² against a street median of 85 m²; estimated £5,143/m².
- EPC C; 16% of homes on the street are C or better.
- 580 m to Woodmansterne station (about 9 min walk).
498 Chipstead Valley Road, Chipstead CR5 3BN: a mid-terrace built 1930-1949
498 Chipstead Valley Road is a mid-terrace house in Chipstead, Reigate and Banstead, built 1930-1949. It has an internal floor area of 105 m² and 5 habitable rooms according to its energy certificate, larger than the typical 85 m² home on Chipstead Valley Road, Chipstead. The postcode is CR5 3BN, in Chipstead, Kingswood & Woodmansterne ward and the Reigate constituency.
The sales record goes back to 2012, when the home changed hands for £249,950. It sold again in 2024 for £485,000, a rise of 94% overall, or 5.7% a year. Resi IQ's automated estimate of £540,000 implies a 11% change since the last sale, which would put the home at the 94th percentile of recent house sales on the street. Treat it as a figure to test against comparable sales rather than a price.
The energy certificate rates the home EPC band C and was lodged 29 Sept 2023. Across Chipstead Valley Road, Chipstead, 16% of rated homes reach band C or better. Woodmansterne station is 580 m from the home, and the quickest weekday journey to London Victoria is 59 minutes.
498 Chipstead Valley Road value: estimated at £540,000, near the top of the street's price range
This home against every recorded sale on Chipstead Valley Road, Chipstead.
Sale history
| 8 Jan 2024 | Terraced house | £485,000 |
| 29 Feb 2012 | Terraced house | £249,950 |
Estimate range
The shaded band is the model's estimate range (£484,000 to £597,000). The last recorded sale is shown for scale. Automated estimate, not a valuation.
498 Chipstead Valley Road against the rest of Chipstead Valley Road, Chipstead
Each sale of this home next to the typical sale on the road in the same year.
| Year | This home | Road median that year | Difference |
|---|---|---|---|
| 2012 | £249,950 | £249,950 | 0% |
| 2024 | £485,000 | - | - |
| Now (estimate) | £540,000 | £490,000 | +10% |
The road median uses every recorded sale on Chipstead Valley Road, Chipstead in that year (at least three), and today's median is the road's median estimated value.
Where 498 Chipstead Valley Road sits on the street
Every home on the street, with this one outlined.
Running costs, EPC upgrades and solar for 498 Chipstead Valley Road
What it would take to reach EPC C, and what solar could do for this roof.
Going further than EPC C
This home is rated EPC C. It already meets the C target, so these are the measures that cut bills further.
| Improvement | Typical cost | Saves a year |
|---|---|---|
| Loft insulation to 270 mm | £900–£1,500 | £110–£170 |
| Cavity wall insulation | £1,500–£3,500 | £190–£300 |
| Low-energy lighting throughout | £100–£250 | £30–£60 |
| Air-source heat pump | £7,000–£13,000 | £0–£250 |
| Solar panels (4 kWp) | £5,000–£7,000 | £300–£600 |
Indicative UK ranges from Energy Saving Trust guidance; get quotes before you commit. The certificate for this address lists its own recommended measures on the government EPC register.
Residential rates in England from April 2025. Check gov.uk before relying on this.
Repayment mortgage, illustrative. The rate is an example; check a lender’s current rate before relying on it.
1008 kWh per kWp a year from PVGIS at this location (35° pitch, south-facing, 14% losses). Costs and prices are typical assumptions you can edit.
The building at 498 Chipstead Valley Road: size, age and energy rating
- Type
- Terraced house
- Age band
- 1930-1949
- Floor area
- 105 m² (street median 85 m²)
- Habitable rooms
- 5
- EPC rating
- C
- Tenure when surveyed
- Owner-occupied
- UPRN
- 68119563
Similar homes that sold near 498 Chipstead Valley Road
Terraced homes on the street within 12 m² of this one, sold since 2019.
| Address | Size | EPC | Sold | Price | £/m² |
|---|---|---|---|---|---|
| 480 Chipstead Valley Road | 97 m² | D | 9 Oct 2025 | £470,000 | £4,845 |
Who lives near 498 Chipstead Valley Road: 88% of homes are owner-occupied and 47% of workers work from home
Census 2021 for Reigate and Banstead 004D: 1,482 residents in 594 households around 498 Chipstead Valley Road. The figures describe a small neighbourhood, not any individual.
Who lives here
Age of residents
- Under 1516%
- 15 to 2410%
- 25 to 4422%
- 45 to 6432%
- 65 and over21%
Household type
- One person21%
- Couple, no children24%
- Family with children29%
- Other26%
Homes and cars
Tenure
- Owned outright47%
- Mortgage or shared41%
- Private rented10%
- Social rented2%
Cars and vans per household
- No car6%
- 1 car36%
- 2 cars41%
- 3 or more18%
How people get to work
Main way of travelling (756 workers aged 16+)
Health and learning
General health
- Good or very good89%
- Fair8%
- Bad or very bad3%
Highest qualification (16+)
- Degree level or above41%
- A level or equivalent16%
- GCSE level25%
- None10%
Schools near 498 Chipstead Valley Road: 5 within 1.8 km, 4 primary, with their latest Ofsted grades
Distances from the Department for Education register, with the latest Ofsted outcome for each school.
| School | Phase | Latest Ofsted | Distance | Records |
|---|---|---|---|---|
| Chipstead Valley Primary School Academy converter · ages 2-11 | Primary | Outstanding Graded inspection, Jun 2024 | 70 m 1 min walk | DfE · Ofsted report |
| St Aidan's Catholic Primary School Academy converter · ages 4-11 | Primary | Good Confirmed at ungraded visit, Sept 2024 | 1.1 km 18 min walk | DfE · Ofsted report |
| Smitham Primary School Community school · ages 3-11 | Primary | Good Confirmed at ungraded visit, Jun 2023 | 1.2 km 20 min walk | DfE · Ofsted report |
| Serenity School Other independent special school · ages 11-19 | Special | No Ofsted grade on file (independent, special or new school) | 1.4 km 22 min walk | DfE · Ofsted report |
| Woodmansterne Primary School Academy converter · ages 2-11 | Primary | Good Confirmed at ungraded visit, Sept 2023 | 1.4 km 22 min walk | DfE · Ofsted report |
Ofsted replaced its single-word judgements with report cards for inspections from November 2025, so each school shows its most recent grade on the older scale until it is re-inspected. Distances are straight-line and are not catchment areas; check the council for admissions rules.
Commuting from 498 Chipstead Valley Road: 59 minutes to Victoria by train
Fastest door-to-door journey arriving by 08:30 on a weekday, from the TfL journey planner, including the walk to the station.
498 Chipstead Valley Road to central London
| Victoria | 59 min | walk 11 min → train 10 min → train 25 min |
| Blackfriars | 61 min | walk 11 min → train 25 min → train 20 min |
Stations near 498 Chipstead Valley Road
| Woodmansterne | 580 m | about 9 min walk |
| Chipstead | 1000 m | about 16 min walk |
| Coulsdon South | 1640 m | about 27 min walk |
Walking times estimated from straight-line distance.
Bus routes near 498 Chipstead Valley Road
No mapped bus stops within 1 km of this postcode. Rural stops and routes can be missing from OpenStreetMap, so check the operator before relying on this.
Shops, doctors and services near 498 Chipstead Valley Road: supermarket, GP, pharmacy, library, and 3 EV charging sites within 6 km
Nearest of each kind, from OpenStreetMap, measured in a straight line from the postcode.
| Service | Nearest | Distance | Within 2 km |
|---|---|---|---|
| GP surgery | Woodcote Medical | 1.2 km | 7 |
| Pharmacy | Valley Pharmacy | 840 m | 11 |
| Dentist | mydentist | 1.6 km | 12 |
| Supermarket | Aldi | 1.7 km | 6 |
| Library | Coulsdon Library | 1.6 km | 5 |
| Post office | Woodmansterne Post Office | 1.0 km | 9 |
| Park or green space | Lakers Rise Recreation Ground | 690 m | 38 |
| Hospital | Purley War Memorial Hospital | 4.2 km | 3 |
Electric vehicle charging near 498 Chipstead Valley Road
196 public charging devices in Reigate and Banstead (35 rapid, 50 kW or more), or 123 per 100,000 people. That ranks 189 of 318 local authorities in Great Britain (median 137), as at 1 July 2026.
3 mapped sites within 6 km, nearest first
| Parkable | 10 bays | 1.5 km |
| BP Pulse | 6 bays | 1.8 km |
| EVolt | 2.8 km |
Authority counts: Department for Transport, public charging device statistics. Site locations are community-mapped in OpenStreetMap, so newer sites can be missing.
Who represents 498 Chipstead Valley Road: MP and councillors
County councillors for Surrey are elected separately; see Surrey County Council.
Air quality and noise near 498 Chipstead Valley Road: NO₂ 10 µg/m³, inside the UK legal limit and within the WHO guideline
Modelled annual averages for the 1 km square around this location, from Defra's 2023 background maps. Readings beside busy roads are higher.
| Pollutant | This square | WHO guideline | UK legal limit |
|---|---|---|---|
| Nitrogen dioxide (NO₂) | 10 | 10 | 40 |
| Fine particles (PM2.5) | 7.1 | 5 | 20 |
| Coarse particles (PM10) | 11.3 | 15 | 40 |
µg/m³, annual mean.
- Height above sea level
- 100 m
- Air quality management area
- No
Defra noise maps cover major roads and railways only (above 55 dB), so "no contour" does not mean silent. Height from the Copernicus 90 m elevation model via Open-Meteo.
Crime and policing near 498 Chipstead Valley Road
Crime and policing near 498 Chipstead Valley Road
764 police reports in 12 months within about a mile of 498 Chipstead Valley Road
What was reported
Latest 6 months: 408, earlier 6 months: 356.
Police-recorded incidents mapped to the nearest street within roughly a mile, so a road near the town centre shows more shoplifting and anti-social behaviour than a quiet cul-de-sac nearby. Counts show what was reported, not how safe any home is.
Food and drink near 498 Chipstead Valley Road
58 food businesses with a published rating within 500 m, 36 rated 5 (very good). Nearest: Olive Dining Ltd At Chipstead Valley Primary School (144 m, rated 5); Camp Glide At Chipstead Valley Primary School (144 m, rated 5); Best One (320 m, rated 5); Surrey News And Mini Market (347 m, rated 4).
Planning designations around 498 Chipstead Valley Road
- Conservation area
- No
- Green belt
- No
- Listed building on plot
- No
- Air quality management area
- No
- Ward
- Chipstead, Kingswood & Woodmansterne
- Planning authority
- Reigate and Banstead LPA
The Reigate and Banstead market: average price £481,089, up 0.5% in a year
HM Land Registry UK House Price Index for Reigate and Banstead, 2026-06. A mix-adjusted average, so it can differ from the median sale price of one road.
| Type | Authority average |
|---|---|
| Detached | £919,360 |
| Semi-detached | £539,233 |
| Terraced | £428,529 |
| Flat or maisonette | £267,731 |
This street: houses sold for a median of £425,000 since 2019 against an authority-wide average of £481,089 across all home types, so a house here sells for 12% less than the authority average.
Council tax at 498 Chipstead Valley Road: Band D is £2,567 a year in Reigate and Banstead, up 4.4% on last year
Charge for 2026 to 2027, Ministry of Housing, Communities and Local Government.
The average Band D council tax in Reigate and Banstead is £2,567 for 2026 to 2027, £175 above the England average of £2,392. That ranks Reigate and Banstead 54th highest of 296 billing authorities, and the charge rose from £2,459 last year. Next door in Croydon, Band D is £2,600, £33 more than in Reigate and Banstead, so which side of a council boundary a home sits on changes the bill by about £33 a year at Band D.
Your own bill depends on your property's band. In England bands are set from the home's estimated value on 1 April 1991, so a Band C home pays eight ninths of the Band D charge and a Band F home thirteen ninths. The figures below are the charge for each band in Reigate and Banstead, before any discount or reduction, and they include the county or borough, police, fire and any parish or GLA precepts averaged across the authority.
| Band | Per year | Per month (12 payments) |
|---|---|---|
| Band A | £1,711 | £143 |
| Band B | £1,996 | £166 |
| Band C | £2,281 | £190 |
| Band D | £2,567 | £214 |
| Band E | £3,137 | £261 |
| Band F | £3,707 | £309 |
| Band G | £4,278 | £356 |
| Band H | £5,133 | £428 |
You can check or challenge a home's band on the GOV.UK "Find your Council Tax band" service.
498 Chipstead Valley Road, Chipstead: questions people ask
What is the EPC rating of 498 Chipstead Valley Road?
498 Chipstead Valley Road has an EPC rating of band C, with a recorded internal floor area of 105 square metres. Certificates last ten years, so check the lodgement date before marketing the home.
How much did 498 Chipstead Valley Road last sell for?
498 Chipstead Valley Road last sold for £485,000 on 8 Jan 2024, up 94% on its 29 Feb 2012 price of £249,950.
What is the estimated value of 498 Chipstead Valley Road?
An automated estimate puts 498 Chipstead Valley Road at £540,000, in a range of £484,000 to £597,000. It is a model estimate from Resi IQ, not a valuation, so compare it with recent sales on the street.
What council tax band is 498 Chipstead Valley Road?
The band is held by the Valuation Office Agency, which you can look up on GOV.UK. For reference, Band D council tax in Reigate and Banstead is £2,567 for 2026 to 2027, against an England average of £2,392.
Answers use data checked monthly. Sources are named in each answer.